The first step in lowering costs due to damage is keeping an eye out for potential plumbing leaks

Will insurance cover water damage caused by leaky plumbing in my home?

Even if the leaking pipe is decades old, the claims adjuster tasked with investigating the leak is likely to determine that the incident was the result of "poor plumbing maintenance practices." In other words, they'll tell you that you should have prevented the leak by repairing or replacing the pipe before its condition became critical.

While it may be unreasonable to expect a homeowner to inspect each of the pipes in his or her house on a regular basis, the "maintenance excuse" is standard insurance-industry boilerplate. If your home sustains water damage due to a leak from a worn-down pipe, you may wish to forgo the claims process entirely and take steps to ensure that the problem doesn't happen again.

The first step in lowering costs due to water damage is keeping an eye out for potential plumbing leaks; the sooner you identify a water issue, the smaller its impact on drywall, flooring and fixtures, or mold

Leaking water can lead to mold

Mold in your home can cause symptoms such as

Repair Leaky Pipes

• Asthma
• Sore eyes
• Itchy skin
• Runny or blocked nose
• Sneezing
• Coughing
• Sore throat

Another sign of hidden mold is a moldy smell. If the smell is worse in certain rooms then the mold is probably growing near that area.

Leaks are often hidden (for example inside wall cavities or in the attic). If a leak is undetected for a long time, it is very likely to cause mold. If you discover a leaky pipe then you should check for mold.

Help Prevent Water Damage with a Water Sensor System

Catastrophic floods may grab all the headlines, but more common water damage from plumbing systems end up costing homeowners, renters, and landlords billions of dollars every year1. Plumbing problems (including leaking or damaged tubs, toilets showers and burst pipes), leaky roofs, washing machines, water heaters and frozen pipes result in thousands of people of water damage insurance claims annually.

If you travel a lot an automatic water shutoff system may be a good investment. Automatic water shut-off systems provide your home or office with round-the-clock indoor flood protection and works with wired and wireless flood sensors, wall switches, and most home security and home automation systems.

There are many systems on the market today that get high marks for quality and safety. Your local licensed plumber should be able to help you determine a reliable and cost effective automatic shutoff system.

To sum up our article small plumbing leaks can turn into big issues over time. Take the time to periodically inspect the visible plumbing lines in your home or business. It is also a good idea to bring in a professional plumber if you sense there is a growing problem with excessive moisture or mold appearing on some surfaces that may be covering plumbing pipes.

Contact a professional in your area like Paul Vadnais Plumbing, serving the North Saint Paul, Maplewood, Oakdale, Mahtomedi, Stillwater, Woodbury area for over 25 years.

Paul Vadnais Plumbing
307 Sargent Ave
St Paul Mn 55090
651-429-8908

 

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